Smiley Digital Banking

Provide your customers with a thoughtful, user-centered design with enhanced security, a modern design, and an intuitive feel.

Enhanced Security

Secure multi-factor authentication for passwordless options to log into your account.

Modern Design

Intuitive user experience through a sleek ADA-compliant interface with a dynamic layout.

Flexible Integration

Leveraged API integrations that provide seamless integration.


"The Smiley Digital Banking platform provides an extremely high level of security decoupling a person's identity to access the service from their sensitive financial data."

Branon Fryar, CTO


Enhanced Security

We've implemented multi-factor authentication (MFA) more securely. Authentication is managed through an independent Identity Server outside a bank’s core. This methodology decouples authentication from sensitive core information and provides multifactor authentication (MFA) beyond an email or text. We're also using biometrics, a form of authentication, such as a fingerprint or face ID, as a passwordless option for logging into Digital Banking.

Biometrics

A form of authentication you can use, such as a fingerprint or face ID, as a passwordless option to log into Digital Banking.

Progressive Web App (PWA)

High-speed web applications that perform like native apps. Users have the option to add it to their home screens, receive push notifications, and access their bank in offline mode. But, unlike native apps, they are also search engine friendly.

Modern Design

We're putting the user first from beginning to end. From a responsive code base, ADA-compliant user interface, and sleek overall look we are confident this new design will provide graphical representations of information for the end-user.

Unified Experience

Enjoy the convenience of a single application for both consumer and commercial banking needs, eliminating the need for separate apps.

Translation

Users can easily interact with the platform in English or Spanish with a tap, dynamically translating your Digital Banking app at any time.


“Smiley Digital Banking is meant to be an extension of your bank. Your customers can do almost anything without ever stepping foot in a branch.”

James Paul, Sr. Brand Experience Director


It's our mission to provide the best and most secure online user experience. In an ever-evolving world of technology and commerce, we realize it is vital to continue growing in online management. Digital Banking is the evolution of security and efficiency, bringing a seamless and dynamic user experience.

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